Client Stories
Clients who’ve trusted us with their financial goals, their plans and the decisions in between. Here’s some of the work we’ve done together.
Approx $448,000Estimated long term financial benefitClient Success Story #1Looking Beyond the Property TransactionA couple in their early fifties sold an investment property and wanted to make good decisions with the proceeds. What started as one question became a plan for the whole family.
$1.2 MillionLife cover establishedClient Success Story #2Keeping the Family Home in the FamilyMum owned her home with her daughter and son-in-law, and wanted all four of her children treated fairly. A $1.2 million strategy meant nobody would have to sell to make that happen.
$1,055 a yearImmediate valueClient Success Story #3Protecting a Family Through ChangeA sole parent with young children and a mortgage wanted her family protected and her super working harder. Cover is now in place, with lower fees and a projected lift in her super.
$416kProjected retirement upliftClient Success Story #4A Fresh Look at SuperWith a new mortgage, she wanted her super invested well and her income protected. Her fees are more than halved and her super is projected to be $416k higher at retirement.
$975 a yearImmediate valueClient Success Story #5Covered for a New MortgageA new mortgage meant her income needed protecting. Cover is now in place, her super fees are more than halved and the changes are worth $975 a year.
13 yearsPlanned mortgage paydownClient Success Story #6A 13-Year Mortgage PlanWith a new home loan, he wanted his super reviewed, his income protected and a clear plan for the mortgage. He now has a plan to pay it down over 13 years.
$1,346 a yearImmediate valueClient Success Story #7Settling Into a First Australian HomeA young family who had just bought their first property in Australia wanted their home, incomes and children protected. Cover is in place and their super fees are lower.
More than $642,000Projected uplift at 90Client Success Story #8Keeping the Age Pension After an InheritanceA retired couple received a $1.2 million inheritance and didn’t want to lose their Age Pension. They kept it, and their projected position at 90 is substantially stronger.
$75,000Projected extra for the children by 21Client Success Story #9Building Savings for the KidsA young family with an investment property wanted their children’s savings to do more. Those savings are projected to grow by an extra $75,000 by the time their son turns 21.
About $5,000 a yearEstimated costs savedClient Success Story #12A Roadmap for a Busy FamilyA couple with two children, two careers and an investment property wanted one clear view of their finances. They came away with a roadmap and about $5,000 a year in costs saved.
$7,238 a yearImmediate valueClient Success Story #13Paying Off the Mortgage Before RetirementA couple approaching retirement wanted to clear their mortgage first. They’re projected to pay it off in about three years, with $7,238 a year in immediate value.
$171kProjected retirement upliftClient Success Story #14Clearing the Way to the Next PropertyWith an investment property and growing debt, she wanted to move towards her next property. She now has a plan to pay down the investment loan over 10 years.
$2,267 a yearImmediate benefitClient Success Story #15Saving for a First Home Through SuperA single first home buyer, the only income in his household, wanted to save his deposit efficiently and keep his income protected along the way.$1,358 a yearImmediate valueClient Success Story #16Protecting a Growing FamilyA couple with a young family and an investment property wanted cover that matched their growing debts, and their super reviewed.
$377kProjected retirement upliftClient Success Story #17Getting Super WorkingA single client wanted his super reviewed because it didn’t seem to be growing. The review alone is projected to add $377k by retirement.$311kProjected combined retirement upliftClient Success Story #19Setting Up a New SMSFA couple with a young family and a newly established SMSF wanted it structured well, and their income, assets and family protected.
$2,092 a yearImmediate valueClient Success Story #20Cover for a Property PortfolioA single property investor with several properties and large debt wanted his income and assets protected, and his super growing towards a future SMSF.Approx. $160,000Projected super at retirementClient Success Story #21Paying Off the Mortgage Without Emptying SuperAt preservation age with a $296,000 mortgage, he planned to withdraw all his super to clear it. A different approach is projected to clear the loan and keep about $160,000 for retirement.About 16 years, not 30Property projected to be repaid inClient Success Story #23Paying Off an SMSF Property SoonerA single client’s new SMSF was buying an investment property on a 30-year loan. Her plan now projects it repaid in about 16 years.$4,002 a yearImmediate valueClient Success Story #24More Cover for LessA single property investor was heavily underinsured while paying large premiums. He now has more cover for $700 a year less.$5,236 a yearImmediate valueClient Success Story #25Protecting Income and FamilyA couple with a young family and an investment property wanted their super reviewed, and their income, assets and family protected.
Over $50kChildren’s savings, projected boostClient Success Story #30Planning for the Kids’ FutureA couple with children and a new mortgage wanted cover for their mortgage and a better savings plan for their kids. Their children’s savings are projected to be over $50k higher.$104kProjected retirement upliftClient Success Story #32Protecting a New HomeWith a new mortgage and minimal cover, she wanted her income and her home protected, and her super working harder.$2,329 a yearImmediate savingsClient Success Story #33Cutting Fees and TaxHe was paying very high premiums for minimal cover, and his super wasn’t growing. Lower fees and tax-deductible premiums changed both.Approx. $4,658 a yearImmediate savingsClient Success Story #35A Clearer Tax PositionOn a high income, with an investment property nearly paid off, she felt she was paying too much tax and too much for too little cover.Approx. $5,738 a yearImmediate savingsClient Success Story #36Lower Fees, Less RiskShe wanted her super reviewed and her income protected. A lower-cost fund with less investment risk, and cover she could afford, followed.Approx. $4,457 a yearImmediate savingsClient Success Story #37Two Incomes, One StrategyA couple with minimal cover for very high premiums wanted both incomes protected and their super reviewed, together.
$357k and $171kProjected retirement upliftClient Success Story #38Building Retirement TogetherA couple wanted their super reviewed and both incomes protected. Lower-cost funds and better cover set them up for retirement together.
Approx. $1,114 a yearImmediate savingsClient Success Story #39A Better Fit for SuperA couple wanted their super reviewed and their incomes protected. Lower-cost funds and better-priced cover gave them a better fit.Approx. $200kProjected retirement upliftClient Success Story #40Getting Super on TrackHis super wasn’t growing and his cover cost a lot for very little. A lower-cost fund and a new insurance strategy put both on track.
Approx. $645,000Projected combined super boostClient Success Story #41A Stronger Run into RetirementApproaching retirement with a home loan still running, a couple wanted their tax, insurance and investments working together.
More than $4,000 a yearPremiums reducedClient Success Story #42Planning Around Capital GainsA couple facing capital gains tax, with an older insurance policy that was no longer cost-effective, wanted a full review of where they stood.
Settled Before the LoanTheir SMSF structureClient Success Story #43Getting the SMSF Structure Right FirstA couple wanted to invest in property through super and didn’t want to get it wrong. They wanted the structure settled before going further with the loan.Client details are changed and withheld for privacy. The information in this client story is general in nature and does not take into account your personal objectives, financial situation and needs. Before acting on any information, consider whether it is appropriate for your circumstances and seek professional advice.