
Our Advice Process
Clear, personal advice, one step at a time. We’ll walk with you from the first conversation to the plan in place, and beyond.
This has really changed our lives
Ray and his team has been incredible, they look after my entire family including my brother in law. Over the years he has helped us with investments, tax and other advice. This has really changed our lives.
Read moreDean Desoukey is changing lives!!
From the very beginning he was warm, patient, incredibly knowledgeable, and genuinely cared about helping us make the right decisions for our future. The positive impact they've had on our family financially and the peace of mind he's given us has been huge.
Read moreI felt heard, understood, and respected
I can't speak highly enough of the service I received from Dean Desoukey. Financial conversations can often feel overwhelming, but he created a space where I felt heard, understood, and respected. He took the time to really listen, explained things clearly, and never rushed me through decisions.
Read moreKnowledgeable, patient and caring
I cannot recommend Ray highly enough. He is an exceptional financial adviser: knowledgeable, patient and caring. From the very beginning, he took the time to truly understand my goals and helped me to create a clear structured financial plan. I never feel rushed or pressured.
Read moreThank you Ray for protecting me and my family
Ray has been my trusted financial adviser for over 12 years. He is highly knowledgeable and passionate about making sure his customers have the right insurance to secure them and their family. I was recently sick and Ray was there right away when needed most.
Read moreHe went above and beyond
I recently dealt with Ricky Regmi at Ryker Capital, and I couldn't be more satisfied with the service I received. Ricky was incredibly patient and supportive throughout the entire insurance process. He went above and beyond, coordinating with my accountant and doctor to ensure everything was in order.
Read moreIt never feels transactional
We've been working with Jack for the past two years, and it's been an incredibly positive experience. He takes the time to build genuine relationships and really gets to know his clients beyond just the numbers. It never feels transactional; it feels like he truly cares about our wellbeing.
Read moreImmensely professional and diligent
Ray has been immensely professional and diligent in my most recent SMSF restructure and insurance review. He not only tweaked it to make it work more for me and my future goals but recommended future strategies to help build my wealth. Cannot recommend him enough.
Read moreHow it works






Tell us what's on your mind and what you'd like to be different. There's no cost for the initial conversation. We'll explain how we can help, what happens next and what we'll need to get started.

We take time to understand your goals, your circumstances and what matters most to you. We listen first, and we don't make a recommendation before this conversation.

We research your position and the options available to you, then set out our advice in writing: where you are now, where you'd like to get to, and a suggested order of steps for your circumstances. Then we go through it with you.

Love the plan we've put together? We'll put it in place with you. We help with the applications and paperwork, and follow up with the providers involved.

Ongoing advice is where the real long-term value lies. We review your plan with you each year and update it where your circumstances or the rules have changed. We're invested in your long-term success.
Every financial decision impacts the next
Great advice starts with understanding the bigger picture. Every stage of life presents new opportunities and challenges, from buying property and changing careers to growing your family, planning for retirement and protecting what matters most. At Ryker, we help connect every piece of your financial world into one clear strategy.
Your
Wealth
Who we help
Protect your loved ones and your lifestyle, plan for retirement, and build wealth along the way.

First jobs, first home, first super, HECS debt, budgeting and more.

First home buyers, new parents, school fees, single incomes, young families and more.

Doctors, dentists, pharmacists, allied health, nurses and more.

Lawyers, accountants, brokers, engineers, consultants and more.

Electricians, plumbers, builders, sole traders, franchisees and more.

Executives, senior managers, directors, board members and more.

Police, firefighters, paramedics, ADF personnel, teachers and more.

Pre-retirees, transition to retirement, Age Pension, aged care, estate planning and more.

Any income, any stage, career changers, separation, second opinions and more.
Whatever’s on your mind, we’re here to help. You’ll speak with an authorised financial adviser who’ll listen first and get to know what matters to you.
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