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Financial advice and insurance for your profession, and life insurance when you live with a health condition. Find the page that fits you, then talk it through with one of our financial advisers.
By profession
Financial Advice and Insurance by Profession
Health and Medical
- Aged Care and Disability Support Workers
- Allied Health ProfessionalsIncome Protection and Life Insurance
- Assistants in Nursing and Hospital PCAs
- DentistsIncome Protection and Life Insurance
- GPsIncome Protection and Life Insurance
- Hospital DoctorsIncome Protection and Life Insurance
- NursesIncome Protection and Life Insurance
- Pharmacists
- PsychologistsIncome Protection and Life Insurance
- Theatre Technicians and Hospital Orderlies
- Vets and Vet NursesIncome Protection and Life Insurance
Trades and Construction
- Bricklayers, Plasterers, Tilers and Painters
- Carpenters and BuildersIncome Protection and Life Insurance
- Concreters
- Construction Labourers
- ElectriciansIncome Protection and Life Insurance
- Landscapers
- Motor Mechanics
- PlumbersIncome Protection and Life Insurance
- Roofers and Roof Plumbers
- Scaffolders, Riggers and Steel Fixers
- Welders and Metal TradesIncome Protection and Life Insurance
Emergency Services, Defence and Public Sector
Transport and Logistics
Mining, Energy and Primary Industries
Education and Community
Business and Professional
Find your condition
Health Conditions, A to Z
By condition
- An abnormal cervical screening or Pap smear resultWomen’s health
- Addison’s diseaseAutoimmune
- AdenomyosisWomen’s health
- ADHDMental health
- Adjustment disorderMental health
- Advice from a doctor to cut down on alcoholWeight, smoking or alcohol
- Past alcohol dependence, including any treatmentWeight, smoking or alcohol
- Alcohol-related fatty liver diseaseWeight, smoking or alcohol
- Alopecia areataAutoimmune
- AnginaHeart
- Ankylosing spondylitis (axial spondyloarthritis)Autoimmune
- Antiphospholipid syndrome or another clotting condition diagnosed by your doctorBlood
- Anxiety, including social anxiety and phobiasMental health
- Aortic aneurysmHeart
- AsthmaRespiratory or sleep
- Atrial fibrillationHeart
- Autoimmune hepatitisAutoimmune
- Back or neck surgery, including spinal fusionBack or joint
- Barrett’s oesophagusDigestive
- Bell’s palsyNeurological
- A benign breast lump, cyst or fibroadenomaWomen’s health
- Benign tumours, including meningiomaCancer
- Bipolar disorderMental health
- Blood in the urine (haematuria)Kidney
- Bowel cancerCancer
- Bowel polypsDigestive
- Breast cancerCancer
- BronchiectasisRespiratory or sleep
- Carcinoma in situ and pre-cancerous changes (such as DCIS or CIN)Cancer
- CardiomyopathyHeart
- Carpal tunnel syndrome or RSIBack or joint
- Cervical cancerCancer
- A recent change in weight, including on prescribed medicineWeight, smoking or alcohol
- Charcot-Marie-Tooth diseaseNeurological
- Childhood asthmaRespiratory or sleep
- Chronic kidney disease (stages 1 to 3)Kidney
- Coeliac diseaseDigestive
- A past collapsed lung (pneumothorax)Respiratory or sleep
- Another complication in a past pregnancy, such as an ectopic pregnancyWomen’s health
- A congenital heart condition, such as a repaired hole in the heartHeart
- COPD or emphysemaRespiratory or sleep
- Coronary artery disease, a stent or bypass surgeryHeart
- Crohn’s diseaseDigestive
- A past deep vein thrombosis (DVT)Blood
- DepressionMental health
- Diabetes after pancreatitis or pancreas surgeryDiabetes
- Diabetes linked to steroid medicineDiabetes
- A disc prolapse or bulgeBack or joint
- Diverticular diseaseDigestive
- Past drug dependence, including any treatmentWeight, smoking or alcohol
- Past drug use, including cannabisWeight, smoking or alcohol
- Eating disordersMental health
- EndometriosisWomen’s health
- Enlarged prostate (BPH)Kidney
- Eosinophilic oesophagitisDigestive
- Epilepsy and seizuresNeurological
- Essential tremorNeurological
- Eye changes from diabetes (diabetic retinopathy)Diabetes
- Fatty liver disease (MAFLD or MASLD)Weight, smoking or alcohol
- Fibroids, or polyps in the uterusWomen’s health
- FibromyalgiaBack or joint
- A past fractureBack or joint
- G6PD deficiencyBlood
- Gallstones or gallbladder removalDigestive
- Gestational diabetes in a past pregnancyDiabetes
- GlaucomaEye or hearing
- GoutBack or joint
- Graves’ disease, including thyroid eye diseaseAutoimmune
- Guillain-Barré syndromeNeurological
- HaemochromatosisBlood
- Haemolytic anaemia, including autoimmune haemolytic anaemiaBlood
- Haemophilia A or BBlood
- Hashimoto’s thyroiditisAutoimmune
- Hearing loss from noise at workEye or hearing
- Hearing loss in one or both earsEye or hearing
- A past heart attackHeart
- Heart murmurHeart
- Heart valve conditions, such as mitral valve prolapse or a bicuspid aortic valveHeart
- Heavy or painful periodsWomen’s health
- A past hepatitis B infection that has clearedHIV or hepatitis
- Hepatitis B, ongoing (chronic)HIV or hepatitis
- Hepatitis C, cured with treatmentHIV or hepatitis
- Hepatitis C, not yet treated or in treatment nowHIV or hepatitis
- High blood pressureHeart
- High cholesterolHeart
- A high or low white cell count found on a blood testBlood
- A high red cell count (secondary polycythaemia)Blood
- Hip or knee replacementBack or joint
- HIVHIV or hepatitis
- HIV with hepatitis B or CHIV or hepatitis
- Hodgkin lymphomaCancer
- A hysterectomy or other gynaecological surgery for a non-cancer reasonWomen’s health
- IgA nephropathy or another glomerulonephritisKidney
- Infertility, or fertility treatment such as IVFWomen’s health
- InsomniaMental health
- Insulin resistanceDiabetes
- Interstitial cystitis (bladder pain syndrome)Kidney
- Iron deficiency anaemiaBlood
- Irritable bowel syndrome (IBS)Digestive
- KeratoconusEye or hearing
- Kidney changes from diabetes (stages 1 to 3)Diabetes
- Kidney stonesKidney
- Knee reconstruction, or an ACL or cartilage tearBack or joint
- LADA (type 1 diabetes diagnosed in adulthood)Diabetes
- Leukaemia in remissionCancer
- Loss of sight in one eyeEye or hearing
- Low B12 or folate, including pernicious anaemiaBlood
- Low platelets (thrombocytopenia), including ITPBlood
- Low vision or blindness in both eyesEye or hearing
- Lower back painBack or joint
- Lupus (SLE)Autoimmune
- Macular degeneration or another retinal conditionEye or hearing
- Marfan syndromeHeart
- MelanomaCancer
- Ménière’s diseaseEye or hearing
- MigraineNeurological
- Mixed or undifferentiated connective tissue diseaseAutoimmune
- Multiple sclerosisNeurological
- Myasthenia gravisAutoimmune
- NarcolepsyNeurological
- Neck pain or whiplashBack or joint
- Nerve or foot changes from diabetes (neuropathy)Diabetes
- Non-Hodgkin lymphomaCancer
- Obsessive-compulsive disorder (OCD)Mental health
- Obstructive sleep apnoeaRespiratory or sleep
- One kidney, from birth, after surgery or after donatingKidney
- OsteoarthritisBack or joint
- OsteoporosisBack or joint
- Ovarian cystsWomen’s health
- Overactive bladderKidney
- A pacemakerHeart
- A past episode of pancreatitisDigestive
- Panic attacksMental health
- Paralysis after an injuryNeurological
- Pelvic organ prolapseWomen’s health
- Pericarditis or myocarditis, now recoveredHeart
- Peripheral neuropathyNeurological
- Personality disordersMental health
- A past pneumonia or pleurisyRespiratory or sleep
- Polycystic kidney disease (PKD)Kidney
- Polycystic ovary syndrome (PCOS), now also called PMOSWomen’s health
- Polymyalgia rheumaticaAutoimmune
- Polymyositis or dermatomyositisAutoimmune
- Post-traumatic stress disorder (PTSD)Mental health
- Postnatal depression and anxietyMental health
- Pre-diabetes (impaired fasting glucose or glucose tolerance)Diabetes
- Pre-eclampsia or high blood pressure in a past pregnancyWomen’s health
- Primary biliary cholangitis (PBC)Autoimmune
- Primary sclerosing cholangitis (PSC)Autoimmune
- Prostate cancerCancer
- ProstatitisKidney
- Protein in the urine (albuminuria)Kidney
- PsoriasisAutoimmune
- Psoriatic arthritisAutoimmune
- A past pulmonary embolismBlood
- Recurrent or chronic bronchitisRespiratory or sleep
- Recurrent urinary tract infectionsKidney
- Reflux nephropathyKidney
- Reflux, GORD or a hiatus herniaDigestive
- A past retinal detachmentEye or hearing
- Rheumatic heart diseaseHeart
- Rheumatoid arthritisAutoimmune
- SarcoidosisRespiratory or sleep
- Schizophrenia and psychosisMental health
- SciaticaBack or joint
- Scleroderma (systemic sclerosis)Autoimmune
- ScoliosisBack or joint
- Sexually transmitted infections (STIs)HIV or hepatitis
- A shoulder condition, such as a rotator cuff tearBack or joint
- Sjögren’s syndromeAutoimmune
- Skin cancer (BCC or SCC)Cancer
- Smoking cigarettes, cigars or a pipe, even sociallyWeight, smoking or alcohol
- Spinal stenosis or spondylolisthesisBack or joint
- Stomach or duodenal ulcerDigestive
- Stress incontinence or another pelvic floor conditionWomen’s health
- A past strokeNeurological
- Supraventricular tachycardia (SVT), Wolff-Parkinson-White syndrome and other rhythm conditionsHeart
- Testicular cancerCancer
- Thyroid cancerCancer
- Thyroid nodules or goitreAutoimmune
- Thyroid surgery or radioactive iodineAutoimmune
- TinnitusEye or hearing
- Tourette syndromeNeurological
- Transient ischaemic attack (TIA)Neurological
- Tuberculosis treated in the pastRespiratory or sleep
- Type 1 diabetesDiabetes
- Type 2 diabetesDiabetes
- Ulcerative colitisDigestive
- An underactive or overactive thyroidAutoimmune
- Uveitis or iritisEye or hearing
- Vaping, nicotine pouches, gum or patchesWeight, smoking or alcohol
- Vasculitis, including giant cell arteritisAutoimmune
- VitiligoAutoimmune
- Von Willebrand diseaseBlood
- A weight above the healthy rangeWeight, smoking or alcohol
- A weight below the healthy rangeWeight, smoking or alcohol
- Weight-loss surgery, such as a gastric sleeve, bypass or bandWeight, smoking or alcohol
This list isn’t complete, and the name of a condition decides nothing on its own. We need to learn about your situation first, and any decision on cover is the insurer’s.