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Running a small business in 2025 can feel less like building momentum and more like constantly putting out fires. In this episode of The Wealth Guide Podcast, the team sits down with Ray Regimi, Gabriel Micah from Finance Co Group, and Dean Dosuki to unpack the growing pressure facing Australian small businesses — from rising wages, insurance, and energy costs to the compliance burden, admin overload, and cash flow strain that many operators never fully see coming. The conversation explores what happens when businesses are forced to spend more time reacting than planning, why so many owners are stuck working in the business instead of on it, and how hidden costs can quietly erode both profitability and peace of mind. It also shines a light on the emotional side of business ownership, including burnout, financial anxiety, and the toll of trying to keep everything moving while margins get tighter. More importantly, this episode focuses on what can actually help: better structure, clearer cash flow planning, stronger financial habits, and treating your business with the same discipline and forward thinking as a CFO would. If you’re a business owner feeling stretched, behind, or like the numbers are getting harder to manage no matter how hard you work, this episode is a timely reminder that complexity may not go away — but structure can change everything.
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SHOW NOTES LINKS
Malissa Vourakis –
/ malissa-vourakis-79066a67
Ray Regimi –
/ ray-regmi-3a267539
Gabriel Micah –
/ gabriel-mikha-15727979
Dean Desoukey –
/ deandesoukey
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Malissa Vourakis –
/ malissa-vourakis-79066a67 Ray Regimi –
/ ray-regmi-3a267539 Gabriel Micah –
/ gabriel-mikha-15727979 Dean Desoukey –
/ deandesoukey ──────────────────────────────────
LISTEN TO THE PODCAST
Spotify: https://spoti.fi/3qJL8w4
Apple Podcast: https://apple.co/3QPF3ch
Amazon Music: https://amzn.to/3YMZjgD
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Apple Podcast: https://apple.co/3QPF3ch
Amazon Music: https://amzn.to/3YMZjgD
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FIND US HERE
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Facebook: https://bit.ly/3RsO5Mr
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CONTACT US
hello@rykercapital.com.au
Client Enquiries: 1300 179 537
Careers & Press: 1300 179 537
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TIME STAMPS:
00:00:00 – Introduction
00:01:10 – Meet the Guests
00:01:41 – Small Business in 2025
00:02:28 – Rising Costs & Challenges
00:04:00 – Real Business Struggles
00:05:57 – Wage Changes & Impact
00:07:30 – Understanding Costs
00:09:30 – Compliance & Regulations
00:12:06 – Admin & ATO Burden
00:14:50 – Budgeting & Survival
00:16:29 – Cash Flow Issues
00:19:39 – Managing Money Better
00:22:00 – Common Business Mistakes
00:29:45 – Burnout & Mental Health
00:31:10 – Systems & Workflow
00:33:41 – Cash Reserves
00:35:05 – Risk & Insurance
00:40:02 – Industry Risks (Construction)
00:42:06 – Key Takeaways
00:43:47 – Final Thoughts
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DISCLAIMER
The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.
The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.